| 000 -LEADER |
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| fixed length control field |
04729 a2200349 4500 |
| 001 - CONTROL NUMBER |
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| control field |
200043817 |
| 003 - CONTROL NUMBER IDENTIFIER |
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| control field |
TR-AnTOB |
| 005 - DATE AND TIME OF LATEST TRANSACTION |
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| control field |
20230911162727.0 |
| 008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION |
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| fixed length control field |
111209s2009 nju 001 0 |
| 020 ## - INTERNATIONAL STANDARD BOOK NUMBER |
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| International Standard Book Number |
0470497807 (pbk.) |
|
|---|
| International Standard Book Number |
9780470497807 (pbk.) |
| 040 ## - CATALOGING SOURCE |
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| Original cataloging agency |
DLC |
| Transcribing agency |
DLC |
| Modifying agency |
TR-AnTOB |
| 041 ## - LANGUAGE CODE |
|---|
| Language code of text/sound track or separate title |
İngilizce |
| 050 00 - LIBRARY OF CONGRESS CALL NUMBER |
|---|
| Classification number |
HG179 |
| Item number |
.D92 2009 |
| 090 ## - LOCALLY ASSIGNED LC-TYPE CALL NUMBER (OCLC); LOCAL CALL NUMBER (RLIN) |
|---|
| Classification number (OCLC) (R) ; Classification number, CALL (RLIN) (NR) |
HG179 .D92 2009 |
| 100 1# - MAIN ENTRY--PERSONAL NAME |
|---|
| Personal name |
Dworsky, Lawrence N., |
| Dates associated with a name |
1943- |
| 9 (RLIN) |
79489 |
| 245 10 - TITLE STATEMENT |
|---|
| Title |
Understanding the mathematics of personal finance : |
| Remainder of title |
an introduction to financial literacy / |
| Statement of responsibility, etc. |
Lawrence N. Dworsky. |
| 264 #1 - PRODUCTION, PUBLICATION, DISTRIBUTION, MANUFACTURE, AND COPYRIGHT NOTICE |
|---|
| Place of production, publication, distribution, manufacture |
Hoboken, N.J. : |
| Name of producer, publisher, distributor, manufacturer |
Wiley, |
| Date of production, publication, distribution, manufacture, or copyright notice |
c2009. |
| 300 ## - PHYSICAL DESCRIPTION |
|---|
| Extent |
xvii, 242 p. : |
| Other physical details |
ill. ; |
| Dimensions |
24 cm. |
| 504 ## - BIBLIOGRAPHY, ETC. NOTE |
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| Bibliography, etc. note |
|
| 505 ## - FORMATTED CONTENTS NOTE |
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| Formatted contents note |
Preface. Acknowledgments. List of Abbreviations. 1. Background Mathematics. 1.1 Arithmetic, Notation, and Formulas. 1.2 Minus (Negative) Signs. 1.3 Lists and Subscripted Variables. 1.4 Changes. 1.5 Exponents. 1.6 Summations. 1.7 Graphs and Charts. 1.8 Approximations. 1.9 Rates-Average and Instantaneous. 1.10 Inequalities and Ranges of Numbers. Problems. 2. Compound Interest. 2.1 Some Mathematics. 2.2 My Website Spreadsheet. 2.3 Online Calculators. 2.4 Scaling. 2.5 Proration-Working Inside a Compounding Interval. 2.6 Initial Charges and Effective Interest Rate. 2.7 In the Limit-Continuous Compounding. Problems. 3. Loan Amortization and Savings. 3.1 Loans. 3.2 Calculating the Payment Amount. 3.3 Paying off a Loan Very Slowly. 3.4 My Website Spreadsheet. 3.5 A Note About Total Interest for a Year. 3.6 Online Calculators. 3.7 Loans with First Payment Due Immediately. 3.8 Irregular Payments. 3.9 Regular Savings. Problems. 4. Mortgages. 4.1 Online Calculators. 4.2 Fixed Rate Mortgages. 4.3 Adjustable Rate Mortgages (ARMs). 4.4 Balloon Loans. 4.5 Up-Front Costs. Problems. 5. Prepayment Penalties. 5.1 Rule of 78. 5.2 Other Prepayment Penalties. Problems. 6. Credit Cards. 6.1 Credit Card Statements. 6.2 Transfers. 6.3 Payment Allocation. 6.4 Daily Balance. 6.5 Some Calculation Examples. 6.6 Grace Period. 6.7 Changing Interest Rates. 6.8 A Bankruptcy Spiral. 6.9 Minimum Payment. 6.10 Other Interest Calculation Approaches. 6.11 Debit Cards-Something Completely Different. Problems. 7. Present Value. 7.1 Online Calculators. 7.2 Doing It with My Spreadsheet. 7.3 The Effect of Interest Rates on Present Value Calculations. 7.4 Why This All Matters. 7.5 A Very Involved Example: Writing Your Own Spreadsheet. 7.6 Future Value. 7.7 Present Value of Prepayment Penalties. Problems. 8. Comparing Loans. 8.1 Up-Front Costs. 8.2 Adjustable Rate Mortgages (ARMs). 8.3 A Few Last Words. Problems. 9. Taxation and Inflation. 9.1 Understanding Personal Federal Income Tax Rates. 9.2 Online Tax Calculators. 9.3 Taxation of Earned Interest. 9.4 Deductible Interest. 9.5 Deferred Taxation Savings. 9.6 Online Deferred Taxation Plan Calculators. 9.7 Inflation. Problems. 10. Life Insurance. 10.1 What Is an Insurance Policy? 10.2 Probability. 10.3 Introduction to the Life Tables. 10.4 Expected Values. 10.5 Term Insurance. 10.6 Time Payments. 10.7 Decreasing Term Insurance. 10.8 Insurance for the Rest of Your Life. 10.9 Whole Life Insurance. 10.10 Breaking Down the Year. Problems. 11. Annuities. 11.1 A Benchmark Savings Plan. 11.2 Immediate Annuity with Period Certain. 11.3 Deferred Annuities. 11.4 Life Annuities. 11.5 Payments for Couples. 11.6 Online Calculators. 11.7 Variable Annuities. Problems. 12. Reverse Mortgages and Viatical Settlements. 12.1 Reverse Mortgages. 12.2 Viatical Settlements. Problems. 13. Investing: Risk versus Reward. 13.1 Stocks. 13.2 Portfolios. 13.3 Calculators. 13.4 Dollar Cost Averaging. 13.5 Short Sales. 13.6 Stock Dividends. 13.7 Bonds. 13.8 Options. 13.9 Online Calculators and Listings. 13.10 Ponzi Schemes and Other Scams. Problems. Reference. 14 Gambling. 14.1 Probability and Odds. 14.2 Probability and Expected Return. 14.3 Pari-Mutuel Betting. Problems. 15 Spreadsheet Calculators. 15.1 Introduction to the Spreadsheets. 15.2 Some Programming Notes. 16 Solutions. 16.1 Chapter 1. 16.2 Chapter 2. 16.3 Chapter 3. 16.4 Chapter 4. 16.5 Chapter 5. 16.6 Chapter 6. 16.7 Chapter 7. 16.8 Chapter 8. 16.9 Chapter 9. 16.10 Chapter 10. 16.11 Chapter 11. 16.12 Chapter 12. 16.13 Chapter 13. 16.14 Chapter 14. Index. |
| 650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM |
|---|
| Topical term or geographic name entry element |
Tüketiciler |
| General subdivision |
Karar verme |
| -- |
Matematik |
| 9 (RLIN) |
79492 |
|
|---|
| Topical term or geographic name entry element |
Consumers |
| General subdivision |
Decision making |
| -- |
Mathematics |
| 9 (RLIN) |
79490 |
|
|---|
| Topical term or geographic name entry element |
Finance, Personal |
| General subdivision |
Mathematics |
| 9 (RLIN) |
79491 |
|
|---|
| Topical term or geographic name entry element |
Yatırımlar |
| General subdivision |
Matematik |
| Source of heading or term |
etuturkob |
| 9 (RLIN) |
21071 |
|
|---|
| Topical term or geographic name entry element |
Finans, Kişisel |
| 9 (RLIN) |
123710 |
|
|---|
| Topical term or geographic name entry element |
İşletme matematiği |
| Source of heading or term |
|
| 9 (RLIN) |
4111 |
|
|---|
| Topical term or geographic name entry element |
Business mathematics |
| 9 (RLIN) |
1451 |
|
|---|
| Topical term or geographic name entry element |
Investments |
| General subdivision |
Mathematics |
| 9 (RLIN) |
21074 |
| 942 ## - ADDED ENTRY ELEMENTS (KOHA) |
|---|
| Koha item type |
Book |
